BANKING CIRCLE AUSTRALIA
Domestic Expertise, Global Reach
Modern Financial
Technology Platform
Banking Circle Australia combines the best of both worlds. Local presence, connectivity and expertise with global, future-ready infrastructure.
Streamline Your Payments
Access domestic bank transfers, NPP, BECS, BPAY and more. Combine this with multi-currency accounts, cross-border payments and FX. All through a single platform with market-leading compliance and security.
Our Mission
To provide simplified access to payment solutions for Australian banks, fintechs, payment businesses and marketplaces.
Providing banking services to over 700+ regulated financial institutions:
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Transforming Payments
for Australia
We are an ADI in Australia. Get direct access to all Australian payment schemes, real-time settlements, and global reach – through one API.
Domestic Payments & Clearing
Direct access to Australian payment rails: instant and batch clearing schemes. Use PayID and PayTo allows for great combination at managing account to account payments.
Agency Banking
Establish a local presence globally without the complexities of opening branches or partnering with multiple banks.
Multi-Currency Accounts & Australian Accounts
Cutting-edge physical and virtual accounts (vIBANS) in multiple currencies, across multiple jurisdictions – all without the need for a local presence.
FX & Treasury
Modern FX solutions for international business and expansion, built for the digital era.
Compliance & Regulatory Support
APRA-regulated ADI CPS230 compliant, with industry compliance support.
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We are participants of the Confirmation of Payee (CoP) framework
Confirmation of Payee (CoP) is an account name-checking service being introduced in Australia in 2025. This initiative aims to reduce fraud and misdirected payments by verifying the beneficiary’s bank account details — including the account name — before a payment is made.
As an Identified Institution of the New Payments Platform (NPP), Banking Circle Australia will participate in the CoP framework and comply with the industry rollout to help improve payment accuracy and enhance customer security.
For more detailed information, including how CoP will be implemented by Banking Circle, please refer to our Account Holder Verification section closer to March 2026.
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Why is Banking Circle different?
We help clients move money, manage risk, and innovate faster.
Local team and connectivity
Seamless access to new markets
Rapid scaling
Streamlined onboarding and integration
Reduced back-office inefficiency
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Ways to connect
with our platform
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API
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Client Portal
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SWIFT
Communicate with us via the SWIFT network to send and receive funds through our global network of correspondent banks.
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Connect with our local Australian team
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