Australian Banking Solutions
Built for Local Needs
Banking Circle Australia combines deep domestic expertise with true global reach. We’re your one-stop shop for domestic payments and clearing, plus cross-border currencies and settlement.
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Transforming payments for Australia
From Australia to Europe, Asia, and beyond, the biggest names in FinTech trust Banking Circle Australia to keep their payments flowing. We’re your platform for fast, secure, and scalable payments – wherever you do business.
Domestic Payments & Clearing
Direct access to Australian payment rails: instant and batch clearing schemes.
Other Domestic Payments & Clearing
- BECS: Direct entry, bulk and batch payments settlements
- BPAY: Payer and Biller payments settlements
- RTGS: High-value, same-day settlements
- PEXA: Digital property exchange settlements
- Austraclear: Settlement via our RITS ESA
- Card scheme settlement, plus sponsorship for domestic and international schemes
Agency Banking
- Sponsorship for NPP, BECS, BPAY
- Direct access to clearing and settlement schemes for mutual banks, credit unions, emerging digital banks, and more
Multi-Currency Accounts
& Australian Accounts
- Hold and transact in AUD and 23+ currencies
- Virtual accounts in customer names
- Access to local BSB
- Seamless AUD settlement for international clients entering Australia
FX & Treasury
- Competitive FX rates
- Automated sweeps and cash management
- Client Monies, interest-bearing bank accounts for settlement, deposit, mandatory, voluntary, vostro, and corporate
Compliance & Regulatory Support
- APRA-regulated ADI CPS230 compliant
- Industry compliance support
NPP (New Payments Platform)
Real-time payments, PayID®1, PayTo®2, Osko®3, International Payments and Confirmation of Payee (CoP).
Australia’s real-time payments infrastructure enables instant, data-rich payments 24/7/365 between participating financial institutions. NPP supports overlay services, such as:
- Osko®3 and SCT for instant payments
- PayID®1 for easy addressing
- PayTo®2 for digital direct debit
- International Payments for domestic leg
- Confirmation of Payee for account verification
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Why choose
Banking Circle Australia?
Rapid Market
Entry
Set up a local presence in Australia with direct access to domestic rails.
Expand Internationally
Support your clients’ global ambitions with easy access to 24 executable currencies.
One API,
Global Access
Avoid long development lead-times and costs associated with multiple integrations.
Power Your Payments
Partner with Australia’s leading payments bank. Get direct access to Australia’s clearing systems plus international payment rails, all through one API.